Fracassi, Cesare; Garmaise, Mark J.; Kogan, Shimon; Natividad, Gabriel (February 2016). "Business Microloans for U.S. Subprime Borrowers". Journal of Financial and Quantitative Analysis. 51 (1): 55–83. doi:10.1017/S0022109016000144. ISSN0022-1090.
Fracassi, Cesare; Garmaise, Mark J.; Kogan, Shimon; Natividad, Gabriel (February 2016). "Business Microloans for U.S. Subprime Borrowers". Journal of Financial and Quantitative Analysis. 51 (1): 55–83. doi:10.1017/S0022109016000144. ISSN0022-1090.