Chime Financial, Inc. is an American financial technology company that provides fee-free mobile banking services that are provided by The Bancorp Bank or Stride Bank, N.A. Account-holders are issued Visa debit cards or credit cards and have access to an online banking system accessible through the company's website or via its mobile apps. Chime earns the majority of its revenue from the collection of interchange fees. Chime is not a bank and Chime customers do not have a customer relationship with its banks. Chime can and does cancel user accounts with no notice, it is not required to provide a reason for the cancellation to the customer or even have a reason. Customers cannot appeal to banking regulators to retrieve their deposits, which may not be returned in a timely fashion. More information...
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