The Hokuto Bank (株式会社北都銀行, Kabushiki Kaisha Hokuto Ginkō) is a Japanese bank that is headquartered in Akita, Akita prefecture. The bulk of the bank's business is in Akita prefecture, although it does operate branches in regional cities such as Morioka and Sendai, as well as a branch in Tokyo. The bank's largest stakeholder is the Yamagata Prefecture-based FIDEA Holdings Co., Ltd, which currently controls 100 percent of the company stock. The forerunner to the Hokuto Bank was the Masuda Bank, established in Yokote, Akita Prefecture in 1895. Although the Masuda Bank merged with several other banks throughout the first half of the 1900s, it changed its name to its present form in 1993 when it merged with the Akita Akebono Bank. At the time of the merger, the name Komachi Bank was floated as a possible name, but was ultimately turned down in favor of the current form. The bank has gradually diversified its range of financial services, and began to offer insurance in 2002. In the early 2000s, the Hokuto Bank was involved numerous scandals, including embezzlement charges. This prompted the Japanese Financial Services Agency to request a plan to improve its governance. As a result, the Hokuto Bank has launched a series of initiatives, entitled Believe and, more recently, Breakthrough, to improve its governance. More information...
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