Diamond, Douglas W. (1984). „Financial Intermediation and Delegated Monitoring“. The Review of Economic Studies. 51 (3): 393–414. doi:10.2307/2297430.
dx.doi.org
Hasan, A K M Kamrul; Suzuki, Yasushi (2021) „Theoretical Discussion on Banking Business Model and Banking Regulations“, Implementation of Basel Accords in Bangladesh, გვ. 35–71. DOI:10.1007/978-981-16-3472-7_3. ISBN978-981-16-3471-0.