Payday loan (English Wikipedia)

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consumerfocus.org.uk

Marie Burton, Consumer Focus, Keeping the plates spinning: Perceptions of payday loans in Great Britain

cpla-acps.ca

Paige Skiba and Jeremy Tobacman, 10 December 2007, [1]: The Profitability of Payday Loans.

creditaction.org.uk

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dispatch.com

"Ways to get quick cash besides a payday loan" Archived 2021-06-03 at the Wayback Machine, The Columbus Dispatch, November 23, 2014

doi.org

Stegman, Michael A (2007). "Payday Lending". Journal of Economic Perspectives. 21 (1): 169–190. doi:10.1257/jep.21.1.169. ISSN 0895-3309.
Skiba, Paige Marta; Tobacman, Jeremy (2019-08-01). "Do Payday Loans Cause Bankruptcy?". The Journal of Law and Economics. 62 (3): 485–519. doi:10.1086/706201. hdl:1803/9843. ISSN 0022-2186. S2CID 222329122.
Gathergood, John; Guttman-Kenney, Benedict; Hunt, Stefan (2019-02-01). "How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market". The Review of Financial Studies. 32 (2): 496–523. doi:10.1093/rfs/hhy090. ISSN 0893-9454.
Bhutta, Neil; Skiba, Paige Marta; Tobacman, Jeremy (2015). "Payday Loan Choices and Consequences". Journal of Money, Credit and Banking. 47 (2–3): 223–260. doi:10.1111/jmcb.12175.
Morse, Adair (2011). "Payday Lenders: Heroes or Villains?". Journal of Financial Economics. 102 (1): 28–44. doi:10.1016/j.jfineco.2011.03.022.

ebscohost.com

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"Circumventing State Consumer Protection Laws: Tribal Immunity and Internet Payday Lending". 2012. Archived from the original on 3 September 2014. Retrieved 27 August 2014.

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fca.org.uk

"Payday Loans Now (clone)". Financial Conduct Authority. 2015-08-25. Retrieved 2016-04-03.
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fdic.gov

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Mark Flannery; Katherine Samolyk (1 June 2010). "Payday Lending: Do the Costs Justify the Price?" (PDF). Archived from the original (PDF) on 2011-06-22. Retrieved 2010-10-03.

federalreserve.gov

Bhutta, Neil. "Payday Loans and Consumer Financial Health" (PDF).

fordham.edu

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freakonomics.com

Werth, Christopher (2016-04-16). "Tracking the Payday-Loan Industry's Ties to Academic Research". Freakonomics. Retrieved 2016-05-16.

ft.com

Dunkley, Emma (April 2014). "FCA rules could force quarter of payday lenders out of business". Financial Times. Retrieved 7 October 2014.

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consumer.ftc.gov

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ftc.gov

"Payday Lenders That Used Tribal Affiliation to Illegally Garnish Wages Settle with FTC". 2014. Retrieved 27 August 2014.

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handle.net

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Skiba, Paige Marta; Tobacman, Jeremy (2019-08-01). "Do Payday Loans Cause Bankruptcy?". The Journal of Law and Economics. 62 (3): 485–519. doi:10.1086/706201. hdl:1803/9843. ISSN 0022-2186. S2CID 222329122.

harvardlawreview.org

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idfpr.com

Illinois Trends Report All Consumer Loan Products Through September 2012 (PDF). Illinois Department of Financial and Professional Regulation (Report). April 17, 2013. Archived from the original (PDF) on June 4, 2021. Retrieved September 5, 2021.

insightcced.org

Lohrentz, Tim. "The Net Economic Impact of Payday Lending in the U.S." (PDF). www.insightcced.org/. Insight Center. Archived from the original (PDF) on August 21, 2013. Retrieved 26 August 2014.

ipo.gov.uk

"Decision of the Trade Mark Registry over "Log Book Loans"" (PDF). UK Intellectual Property Office. 2003-11-26. p. 2.

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kansascityfed.org

"Federal Reserve Bank of Kansas City, Payday Loan Pricing, February 2009" (PDF). Archived from the original (PDF) on 2016-04-26. Retrieved 2012-09-24.

law360.com

"NY Payday Lender Crackdown May Be Tough Act To Follow". 2014. Retrieved 27 August 2014.

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litigation-essentials.lexisnexis.com

"Texas's New Payday Lending Regulations: Effective Debiasing Entails More Than the Right Message". Archived from the original on 2014-08-26. Retrieved 2014-08-26.

mises.org

Lehman, Tom (September 2003). "In Defense of Payday Lending". The Free Market (The Mises Institute Monthly). 23 (9). Ludwig von Mises Institute. Retrieved 2014-03-24.

nationalarchives.gov.uk

webarchive.nationalarchives.gov.uk

"Payday Lending Compliance Review Final Report" (PDF). Office of Fair Trading. p. 9. Archived from the original (PDF) on 2014-04-02.

nationalreview.com

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nationwide.co.uk

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newyorkfed.org

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njbmagazine.com

"Making Payday Flexible" Archived 2011-12-06 at the Wayback Machine, New Jersey Business, December 2011

northwestern.edu

kellogg.northwestern.edu

"The Real Costs of Credit Access: Evidence from the Payday Lending Market" (PDF). Archived from the original (PDF) on 2014-08-26. Retrieved 2014-08-26.

nytimes.com

Hauser, Christine (2016-05-11). "Google to Ban All Payday Loan Ads". The New York Times. ISSN 0362-4331. Retrieved 2016-05-16.

nyu.edu

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oft.gov.uk

"Payday Lending Compliance Review Final Report" (PDF). Office of Fair Trading. p. 9. Archived from the original (PDF) on 2014-04-02.

oup.com

academic.oup.com

Gathergood, John; Guttman-Kenney, Benedict; Hunt, Stefan (2019-02-01). "How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market". The Review of Financial Studies. 32 (2): 496–523. doi:10.1093/rfs/hhy090. ISSN 0893-9454.

parl.gc.ca

"Bill C-26: An Act to amend the Criminal Code (criminal interest rate)". Archived from the original on 13 February 2015. Retrieved 7 October 2014.

pentagonfoundation.org

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pewtrusts.org

"Payday Lending in America: Who Borrows, Where They Borrow, and Why" Pew Charitable Trusts, July 18, 2012
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"Payday Lending in America: Who Borrows, Where They Borrow, and Why". Pew. 19 July 2012. Retrieved 2020-10-20.
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"How Borrowers Choose and Repay Payday Loans" (PDF). Archived from the original (PDF) on 26 August 2014. Retrieved 26 August 2014.

philly.com

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Meyers, Lawrence (5 October 2012). "Let consumers make their own credit choices". The Philadelphia Inquirer. Archived from the original on 2013-06-30. Retrieved 5 September 2021.

purdue.edu

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"A Bayesian Analysis of Payday Loans and Their Regulation" (PDF). Archived from the original (PDF) on 2014-08-26. Retrieved 2014-08-26.

reuters.com

"Online lender settles New York lawsuit amid crackdown on massive 'payday' loans". Reuters. 2012. Retrieved 27 August 2014.

sec.gov

"10-K Filing: ADVANCE AMERICA, CASH ADVANCE CENTERS, INC".

semanticscholar.org

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Skiba, Paige Marta; Tobacman, Jeremy (2019-08-01). "Do Payday Loans Cause Bankruptcy?". The Journal of Law and Economics. 62 (3): 485–519. doi:10.1086/706201. hdl:1803/9843. ISSN 0022-2186. S2CID 222329122.

ssrn.com

papers.ssrn.com

Stoianovici, Petru Stelian; Maloney, Michael T. (28 October 2008). "Restrictions on Credit: A Public Policy Analysis of Payday Lending". SSRN. SSRN 1291278. {{cite journal}}: Cite journal requires |journal= (help)

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texasobserver.org

Wilder, Forrest (Jul 16, 2013). "Fast Cash: How Taking Out a Payday Loan Could Land You in Jail". The Texas Observer. Texas Democracy Foundation. Retrieved May 31, 2016.

theatlantic.com

Megan McArdle,The Atlantic, 18 November 2009, On Poverty, Interest Rates, and Payday Loans

theguardian.com

Insley, Jill (2012-07-12). "GE Money refuses mortgages to payday loan borrowers". The Guardian. London. Retrieved March 23, 2017.
Bachelor, Lisa (2008-05-29). "You can settle the loan on payday – but the APR could be more than 2,000 per cent". The Guardian. London. Retrieved October 13, 2011.
NHS workers top list of those applying for payday loans The Guardian
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"The Guardian newspaper, Payday lender Cash Genie may have to pay compensation to customers, 23 July 2014". the Guardian. 23 July 2014. Retrieved 7 October 2014.

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uspsoig.gov

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wa.gov

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"Fast Cash Loans Charged by State Regulator" (PDF). Archived from the original (PDF) on 2012-03-28. Retrieved 2012-02-22.

web.archive.org

Illinois Trends Report All Consumer Loan Products Through September 2012 (PDF). Illinois Department of Financial and Professional Regulation (Report). April 17, 2013. Archived from the original (PDF) on June 4, 2021. Retrieved September 5, 2021.
Credit Access Business (CAB) Annual Data Report, CY 2012 (PDF). Office of Consumer Credit Commissioner (Report). May 6, 2013. Archived from the original (PDF) on 2013-11-18. Retrieved September 5, 2021.
Elliehausen, Gregory. (2009) "An Analysis of Consumers' Use of Payday Loans Archived 2013-07-19 at the Wayback Machine" Financial Services Research Program. p27.
Lohrentz, Tim. "The Net Economic Impact of Payday Lending in the U.S." (PDF). www.insightcced.org/. Insight Center. Archived from the original (PDF) on August 21, 2013. Retrieved 26 August 2014.
"Texas's New Payday Lending Regulations: Effective Debiasing Entails More Than the Right Message". Archived from the original on 2014-08-26. Retrieved 2014-08-26.
"Fast Cash Loans Charged by State Regulator" (PDF). Archived from the original (PDF) on 2012-03-28. Retrieved 2012-02-22.
"Federal Reserve Bank of Kansas City, Payday Loan Pricing, February 2009" (PDF). Archived from the original (PDF) on 2016-04-26. Retrieved 2012-09-24.
Mark Flannery; Katherine Samolyk (1 June 2010). "Payday Lending: Do the Costs Justify the Price?" (PDF). Archived from the original (PDF) on 2011-06-22. Retrieved 2010-10-03.
"A Bayesian Analysis of Payday Loans and Their Regulation" (PDF). Archived from the original (PDF) on 2014-08-26. Retrieved 2014-08-26.
"The Real Costs of Credit Access: Evidence from the Payday Lending Market" (PDF). Archived from the original (PDF) on 2014-08-26. Retrieved 2014-08-26.
Sciba, Paige. "Do Payday Loans Cause Bankruptcy" (PDF). Archived from the original (PDF) on 2014-08-01. Retrieved 2014-08-26.
"Bill C-26: An Act to amend the Criminal Code (criminal interest rate)". Archived from the original on 13 February 2015. Retrieved 7 October 2014.
Carruthers, Bruce (2007). "The Passage of the Uniform Small Loan Law" (PDF). Archived from the original (PDF) on 23 September 2015. Retrieved 27 August 2014.
Carruthers, Bruce (2007). "The Passage of the Uniform Small Loan Law" (PDF). Archived from the original (PDF) on September 23, 2015. Retrieved August 27, 2014.
"Circumventing State Consumer Protection Laws: Tribal Immunity and Internet Payday Lending". 2012. Archived from the original on 3 September 2014. Retrieved 27 August 2014.
"Ways to get quick cash besides a payday loan" Archived 2021-06-03 at the Wayback Machine, The Columbus Dispatch, November 23, 2014
"Making Payday Flexible" Archived 2011-12-06 at the Wayback Machine, New Jersey Business, December 2011
"Persuading Small Employers to Advance Wages", Bloomberg Businessweek, July 19, 2011
"Hearing entitled 'An Examination of the Availability of Credit for Consumers'" Archived 2012-12-13 at the Wayback Machine, The Committee on Financial Services, September 22, 2011
"Cash from the Boss to Replace Payday Loans", Bloomberg Businessweek, October 20, 2011
"How Borrowers Choose and Repay Payday Loans" (PDF). Archived from the original (PDF) on 26 August 2014. Retrieved 26 August 2014.
"Asset Recovery Kit (ARK) program". Pentagonfoundation.org. Archived from the original on 2012-03-20. Retrieved 2012-02-22.
"Providing Non-Bank Financial Services for the Underserved" (PDF). 2014. Archived from the original (PDF) on August 21, 2014. Retrieved August 27, 2014.
"Providing Non-Bank Financial Services for the Underserved" (PDF). 2014. Archived from the original (PDF) on 21 August 2014. Retrieved 27 August 2014.

wlu.edu

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worldcat.org

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Stegman, Michael A (2007). "Payday Lending". Journal of Economic Perspectives. 21 (1): 169–190. doi:10.1257/jep.21.1.169. ISSN 0895-3309.
Skiba, Paige Marta; Tobacman, Jeremy (2019-08-01). "Do Payday Loans Cause Bankruptcy?". The Journal of Law and Economics. 62 (3): 485–519. doi:10.1086/706201. hdl:1803/9843. ISSN 0022-2186. S2CID 222329122.
Gathergood, John; Guttman-Kenney, Benedict; Hunt, Stefan (2019-02-01). "How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market". The Review of Financial Studies. 32 (2): 496–523. doi:10.1093/rfs/hhy090. ISSN 0893-9454.
Hauser, Christine (2016-05-11). "Google to Ban All Payday Loan Ads". The New York Times. ISSN 0362-4331. Retrieved 2016-05-16.

wsj.com

online.wsj.com

"ribes' Online Lending Faces Federal Squeeze". Wall Street Journal. 2014. Retrieved 27 August 2014.

yale.edu

law.yale.edu

Sciba, Paige. "Do Payday Loans Cause Bankruptcy" (PDF). Archived from the original (PDF) on 2014-08-01. Retrieved 2014-08-26.